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Course description

New HMDA reporting thresholds have been announced by the Consumer Financial Protection Bureau. The revisions affect the determination of required reporting for both closed-end loans and open-end lines of credit.

The closed-end revised threshold of 100 originations in each of the prior 2 calendar years is effective July 1, 2020. This is a mid-year change. Collection and reporting of 2020 closed-end data are treating differently. This change presents Regulation B data gathering changes for newly exempt institutions.

The new open-end threshold is effective January 1, 2022, because the temporary threshold of 500 open-end originations is still in effect until 12/31/2021.

This webinar will cover the changes and how it affects various reporters and is recommended for compliance officers, auditors, examiners, lending management and anyone who needs to understand HMDA requirements.


Kathleen Blanchard

Kathleen Blanchard has over 32 years of experience in banking. She has developed lending and regulatory processes as a banker and consultant and presents detailed regulatory training that is very process specific. Her banking background includes commercial and private banking lending, credit review, credit policy and procedures, risk management and regulatory compliance at both community, regional and large international banks. Kathleen has been providing training and consulting services for banks, credit unions and non-bank lenders on their regulatory compliance processes, HMDA and CRA reporting, process development and training since 2006. She is a Certified Regulatory Compliance Manager and a BOL Guru for Kathleen presents her views and advice on HMDA and CRA and other regulatory matters at her website, Since 2015, Kathleen has been delivering in depth regulatory compliance consulting and training via The HMDA Academy, a unique personalized combination of consulting, training and resources delivered online to assist financial institutions and vendors in learning and applying the revised HMDA process and rules going into effect in 2017 and 2018.

Course curriculum

  • 1


    • Access Webinar

  • 2


    • Slides

    • Questions and Answers


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