IRA Talks — Downloadable Training Series
20 videos - 10 minutes each
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Produced and Written by: Gettechnical Inc.
IRA Accounts Talks is a series of conversations about IRAs topics for the deposit area. This series purpose is to create unique short educational programs for both professional development and increasing technical expertise of our frontline staff. It is a more casual approach to learning fundamentals about IRA products, movements, distributions, compliance, and other important topics. Designed for weekly or monthly meetings, orientation or ongoing development of your IRA Coordinators and branch staff, these Talks are a new approach which will complement and enhance your already developed IRA training programs. These videos are also good basic training for officers and managers.
20 Programs under 15 minutes
Each with a quiz
Certificate of Completion
Sign In Sheet
IRA Coordinators, New Accounts, Personal Bankers, Financial Service Representatives, Loan Assistants, Tellers, Branch Managers and Compliance
1. Traditional IRA
The Traditional IRA program covers purpose, eligibility, IRS reporting and other compliance aspects of the oldest IRA. It answers the questions of what is an IRA, who can have the IRA and why account holders might want this IRA type.
2. Roth IRA
The Roth IRA program covers purpose, eligibility and IRS reporting and other compliance aspects of the 1998 Roth IRA named after Senator Roth. It will answer the questions of what is a Roth IRA? Who can have it and why the account holders might want this newer version of an IRA.
3. SEP IRA
The SEP IRA is a type of IRA for businesses to fund their employees’ retirement into an Individual Retirement Accounts. It’s easy to do paperwork and huge numbers make it attractive for small business owners. This program answers the questions of who would want one of these plans, how the financial institution interacts with both the employer and employee and how to report this plan to the IRS.
4. SIMPLE IRA
Sometimes called a ‘”baby 401k” This is a salary deferral type of plan for a small business funded through IRAs. It’s easy and this program answers the eligibility, how-to set up and how to report these IRAs to the IRS. You will learn how to sell this IRA to small businesses.
A rollover is one of two ways to move an IRA. This session focuses on the mechanism, the reporting and the paperwork involved in this movement. Learn the basic rules for IRA to IRA rollovers.
A transfer, the second way to move an IRA is an easy alternative to the rollover. During this video, learn how handle transfers for account holders. The movement, the rules and the paperwork are all included in this training program.
7. QRP-to-IRA Rollovers
A qualified retirement plan to IRA rollover is how our account holders move us their retirement plans when he or she separates from service. During this session you will learn about direct and indirect rollovers. You will learn the rules, mechanics, and IRS reporting on these products.
8. Conversions & Recharacterizations
Two special movements of IRAs for two different purposes. The conversion is where our account holders change from a Traditional to a Roth. And the recharacterization is for correcting current year errors if the account holder put their funds in the wrong type of IRA. Learn the rules, the mechanics and IRS reporting during this informative session.
9. Premature Distributions
If the account holder takes the funds out of his or her IRA Account before it’s the right age, he or she can be subject to IRS penalties. Good news though, there are many exceptions to the penalty. Learn about IRS penalties and all of the exceptions in this informative program.
10. Required Minimum Distributions (RMDs)
Many types of IRAs have required minimum distributions at 73 and in the future at 75. These distributions are calculated and distributed every year from the financial institution to the account holder. Learn the mechanics of these distributions, the penalties, the rules for handling RMDs from accounts.
11. Inherited IRAs—Spouse
Many IRA beneficiaries are the spouses of the account holder. Once the account holder passes away, there are several options available for the spouse depending on the type of IRA and the spouse’s age. Learn what a spouse can and can’t do after death during this session.
12. Inherited IRAs--Non Spouse
During this session we will focus on the non-spouses options for inheriting and distributing an IRA. You will learn what is a designated and an eligible designated beneficiary and information on the 10 year rule.
13. IRS Reporting 1099R & 5498
Financial institutions report all contributions and distributions to the IRS. This session will go over the basics of information reporting on IRAs. Learn how to connect the paperwork, the reporting, and the system.
14. IRA Withholding
With IRAs the account holder may choose to be responsible for his or her own taxes. Otherwise, we withhold and report the taxes to the IRS. Learn how to handle distributions that are taxable and what the financial institution’s responsibilities are on this issue.
15. Excess Distributions
Learn what causes and excess and how to correct that excess in an IRA. You will learn the mechanics of correcting excesses and the tax repercussions for the account holder.
16. Forms to Open & Close an IRA
IRAs are highly documented accounts both at opening and closing. Learn to manage the paperwork of these accounts so that your institution is in compliance and your account holder’s IRS reporting comes out correctly.
17. 10 Common Errors on IRAs
Learn about the 10 common errors that financial institutions and their employees make on IRAs. You will learn how to keep these common errors out of your practices.
18. IRA Summary
During this program we will do a quick recap of the IRA journey. This is a summary of what we have learned and will help bring together all the parts.
19. Coverdell Education Savings Account (CESA)
Once called the Education IRA, this product is similar in its custodial format to the IRA. It is now a differently named product and accurately so since it is not for retirement but for education. Learn eligibility, mechanics, paperwork and reporting in this session.
20. Health Savings Accounts (HSA)
During the HSA session, we will learn everything about the Health Savings Account. You will learn about eligibility, mechanics, paperwork and reporting on this tax deductible, tax deferred product for high deductible health plans.
INCLUDES 3 YEARS OF FREE UPDATES
Designed to ensure your frontline stays current -- if there are regulatory changes within 3 years of purchase you will receive a free program update.
Videos - 1 through 5
Videos - 6 through 10
Videos - 11 through 15
Videos - 16 through 20
Traditional IRA - Video
Traditional IRA - Handout
Traditional IRA - Download Quiz
Traditional IRA - Online Quiz
Traditional IRA - Sign in Sheet
Traditional IRA - Certificate
Roth IRA - Video
Roth IRA - Handout
Roth IRA - Download Quiz
Roth IRA - Online Quiz
Roth IRA - Sign in Sheet
Roth IRA - Certificate
SEP IRA - Video
SEP IRA - Handout
SEP IRA - Download Quiz
SEP IRA - Online Quiz
SEP IRA - Certificate
SEP IRA - Sign in Sheet
SIMPLE IRA - Video
SIMPLE IRA - Handout
SIMPLE IRA - Download Quiz
SIMPLE IRA - Online Quiz
SIMPLE IRA - Certificate
SIMPLE IRA - Sign in Sheet
Rollovers - Video
Rollovers - Handbook
Rollovers - Download Quiz
Rollovers - Online Quiz
Rollovers - Certificate
Rollovers - Sign in Sheet
Transfers - Video
Transfers - Handout
Transfers - Download Quiz
Transfers - Online Quiz
Transfers - Certificate
Transfers - Sign in Sheet
QRP-to-IRA Rollovers - Video
QRP-to-IRA Rollovers - Handbook
QRP-to-IRA Rollovers - Download Quiz
QRP-to-IRA Rollovers - Online Quiz
QRP-to-IRA Rollovers - Certificate
QRP-to-IRA Rollovers - Sign in Sheet
Conversions & Recharacterizations - Video
Conversions & Recharacterizations - Handout
Conversions & Recharacterizations - Download Quiz
Conversions & Recharacterizations - Online Quiz
Conversions & Recharacterizations - Certificate
Conversions & Recharacterizations - Sign in Sheet
Premature Distributions - Video
Premature Distributions - Handout
Premature Distributions - Download Quiz
Premature Distributions - Online Quiz
Premature Distributions - Certificate
Premature Distributions - Sign in Sheet
Required Minimum Distributions (RMDs) - Video
Required Minimum Distributions (RMDs) - Handout
Required Minimum Distributions (RMDs) - Download Quiz
Required Minimum Distributions (RMDs) - Online Quiz
Required Minimum Distributions (RMDs) - Certificate
Required Minimum Distributions (RMDs) - Sign in Sheet
Inherited IRAs—Spouse - Video
Inherited IRAs—Spouse - Handout
Inherited IRAs—Spouse- Download Quiz
Inherited IRAs—Spouse - Online Quiz
Inherited IRAs—Spouse - Certificate
Inherited IRAs—Spouse - Sign in Sheet
Inherited IRAs--Non Spouse - Video
Inherited IRAs--Non Spouse - Handout
Inherited IRAs--Non Spouse - Download Quiz
Inherited IRAs--Non Spouse - Online Quiz
Inherited IRAs--Non Spouse - Certificate
Inherited IRAs--Non Spouse- Sign in Sheet
IRA Reporting 1099R & 5498 - Video
IRA Reporting 1099R & 5498 - Handout
IRA Reporting 1099R & 5498 - Download Quiz
IRA Reporting 1099R & 5498 - Online Quiz
IRA Reporting 1099R & 5498 - Certificate
IRA Reporting 1099R & 5498 - Sign in Sheet
IRA Withholding- Video
IRA Withholding- Handouts
IRA Withholding - Download Quiz
IRA Withholding - Online Quiz
IRA Withholding - Sign in Sheet
IRA Withholding - Certificate
Excess Distributions - Video
Excess Distributions - Handouts
Excess Distributions - Download Quiz
Excess Distributions - Online Quiz
Excess Distributions - Sign in Sheet
Excess Distributions - Certificate
Forms to Open & Close an IRA - Video
Forms to Open & Close an IRA - Handouts
Forms to Open & Close an IRA - Download Quiz
Forms to Open & Close an IRA - Online Quiz
Forms to Open & Close an IRA - Sign in Sheet
Forms to Open & Close an IRA - Certificate
10 Common Errors on IRAs - Video
10 Common Errors on IRAs - Handouts
10 Common Errors on IRAs - Download Quiz
10 Common Errors on IRAs - Online Quiz
10 Common Errors on IRAs - Sing in Sheet
10 Common Errors on IRAs - Certificate
Privately Held ATMs and Money Laundering - Video
IRA Summary - Handout
IRA Summary - Download Quiz
IRA Summary - Online Quiz
IRA Summary - Sign in Sheet
IRA Summary - Certificate
Coverdell Education Savings Account (CESA) - Video
Coverdell Education Savings Account (CESA) - Handout
Coverdell Education Savings Account (CESA) - Download Quiz
Coverdell Education Savings Account (CESA) - Online Quiz
Coverdell Education Savings Account (CESA) - Sign in Sheet
Coverdell Education Savings Account (CESA) - Certificate
Health Savings Accounts (HSA) - Video
Health Savings Accounts (HSA) - Handout
Health Savings Accounts (HSA) - Download Quiz
Health Savings Accounts (HSA) - Online Quiz
Health Savings Accounts (HSA) - Sign in Sheet
Health Savings Accounts (HSA) - Certificate