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Course description

Instructions for implementing the partial HMDA exemptions for smaller reporters were issued on Friday, August 31, 2018 by the Bureau for Consumer Financial Protection via an interpretive and procedural rule.  These rules implement the changes made to HMDA by the Economic Growth, Regulatory Relief, and Consumer Protection Act that was signed into law on May 24, 2018.

The partial exemptions apply only to depository institutions - banks and credit unions - that meet a lower reporting threshold.

You do have to pay close attention to the reporting requirements; as always there are nuances.  This is not just a "go to the FIG and enter the codes" exercise. It is important to understand the entire rule for the partial exemptions.

This webinar will review everything you need to know about these partial exemptions and it's appropriate for everyone who needs to understand this change: lending and operations staff, compliance officers, auditors, and  examiners.

Instructor(s)

Kathleen Blanchard

Kathleen Blanchard has over 32 years of experience in banking. She has developed lending and regulatory processes as a banker and consultant and presents detailed regulatory training that is very process specific. Her banking background includes commercial and private banking lending, credit review, credit policy and procedures, risk management and regulatory compliance at both community, regional and large international banks. Kathleen has been providing training and consulting services for banks, credit unions and non-bank lenders on their regulatory compliance processes, HMDA and CRA reporting, process development and training since 2006. She is a Certified Regulatory Compliance Manager and a BOL Guru for BankersOnline.com. Kathleen presents her views and advice on HMDA and CRA and other regulatory matters at her website, www.kaybeescomplianceinsights.com Since 2015, Kathleen has been delivering in depth regulatory compliance consulting and training via The HMDA Academy, a unique personalized combination of consulting, training and resources delivered online to assist financial institutions and vendors in learning and applying the revised HMDA process and rules going into effect in 2017 and 2018.

Course curriculum

  • 1

    Video

    • Implementing the Partial HMDA Exemptions - Get the Details
  • 2

    Materials

    • Slides

    • HMDA Small Reporter Instructions

    • Threshold for HMDA Small Reporting Exemption

    • Q & A Document