SOCIAL DISTANCE PRICING — We know it's not always possible to train in a group setting right now, so we're offering additional user logins for $25 each. If you need more than 5, contact us to purchase.

Have you completed this webinar? Please tell us what you think.

Course description

Learn how to efficiently identify and categorize loans for your annual CRA submission or for your examination if your bank does not submit your annual data. Sometimes banks make CRA small business and small farm loan reporting more difficult than it has to be. This webinar will show you how to leverage work already being done (or that should be done) at the bank to gather the loans for the annual submission or an exam.

Kathleen Blanchard works extensively with CRA data, assisting banks with annual reporting and providing analysis of data and examination preparation assistance. In this webinar, Kathleen will share with participants how to streamline this process to save time and improve accuracy in submissions and examinations. Regardless of bank asset size, the CRA Rating is critical to the bank's success and ability to open new branches, expand market areas, introduce new lines of business, and engage in mergers and acquisitions.

The importance of this rating should drive the efforts made to report data accurately, reducing the risk of mandated portfolio scrubs and resubmissions. Even banks that do not submit the annual data can be required to scrub the files in order to allow an effective examination to take place. A needs to improve or unsatisfactory rating will affect the bank's future activities and cause additional ongoing quarterly reporting until the rating can be changed.

Banks spend a great deal of time on this necessary task, some of it needlessly. Understanding the rules for categorizing loans and reporting data will help banks streamline this ongoing effort. You will learn about the direct relationship to the Call Report and how using existing coding being done in the bank can speed up this process.

 During this webinar, we will consider the following topics as well as others:

  • Identifying loans that must be reported as small business and small farm
  • Identifying the loans that cannot be included in small business and small farm even though they may be managed in those portfolios
  • How to report:
    • Loans to not-for-profit companies
    • Loans to municipal governments
    • Loans to Individuals
    • Loans fully or partially secured by residential real estate
  • Identifying other loans that can be used in an examination to further demonstrate the bank's lending performance in its assessment area
  • The interrelationship between CRA and HMDA
This webinar is designed for banks of all sizes that want to improve their CRA data gathering and reporting processes.

Who Should Attend

  • CRA Officers and staff
  • Compliance Officers
  • Auditors
  • Lending Line Managers and staff and Loan Operations staff responsible for coding loans


Kathleen Blanchard

Kathleen Blanchard has over 32 years of experience in banking. She has developed lending and regulatory processes as a banker and consultant and presents detailed regulatory training that is very process specific. Her banking background includes commercial and private banking lending, credit review, credit policy and procedures, risk management and regulatory compliance at both community, regional and large international banks. Kathleen has been providing training and consulting services for banks, credit unions and non-bank lenders on their regulatory compliance processes, HMDA and CRA reporting, process development and training since 2006. She is a Certified Regulatory Compliance Manager and a BOL Guru for Kathleen presents her views and advice on HMDA and CRA and other regulatory matters at her website, Since 2015, Kathleen has been delivering in depth regulatory compliance consulting and training via The HMDA Academy, a unique personalized combination of consulting, training and resources delivered online to assist financial institutions and vendors in learning and applying the revised HMDA process and rules going into effect in 2017 and 2018.

Course curriculum

  • 1


    • CRA Small Business/Small Farm Reporting – Ending the Pain

  • 2


    • Slides

    • CRA FaQ's

    • Glossary

    • Questions and Answers

    • Schedule RC-C