Applicants and Applications

With David Dickinson

Applicants and Applications

With David Dickinson
  • 1 Video
  • 3 Downloads
  • 2.0 hrs
Course description

ICB Credit: 2.5 CRCM

 Join BOL Guru David Dickinson for a two-hour Applicants and Applications compliance webinar. This webinar will cover the requirements and guidance related to:

  • What is considered a loan application??
  • ECOA vs. HMDA vs. TRID??
  • When does an inquiry become an application??
  • What is a pre-qualification??
  • If I have a pre-qualification, do I have to do anything?
  • What is a pre-approval??
  • If I have a pre-approval, do I have to do anything??
  • Must an application be in writing??
  • What about applications not received in person??
  • Must applications be signed??
  • Can I require a spouse or someone else to sign??
  • When can I require someone to guaranty or co-sign?

Who Should Attend: 
This webinar is designed for loan officers, loan processors, compliance, audit and other loan operati

Course Curriculum

Video
119:24
Applicants and Applications
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Materials
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Questions and Answers
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Instructor

David  Dickinson
David Dickinson

David’s banking career began as a field examiner for the FDIC in 1990. He later became a Loan Officer for a small bank. In 1993, he established Banker’s Compliance Consulting. Along with his amazingly talented Team, he has written numerous compliance articles for prestigious banking publications and has developed compliance seminars that Banker’s Compliance Consulting produces.

He is an expert in compliance regulations. He is also a motivational speaker and innovative educator. His quick wit and sense of humor transforms the usually tiring topic of compliance into an enjoyable educational experience. David is on the faculty of the Center for Financial Training, the American Bankers Association National Compliance Schools and is a frequent speaker at the ABA’s Regulatory Compliance Conference. David is also a trainer for hundreds of webinars, is a Certified Regulatory Compliance Manager (CRCM) and has been a BankersOnline Guru for many years. The American Bankers Association honored David with their Distinguished Service Award in 2016.

David and his wife Karen have 3 adult children (none of whom live at home!) & 3 cats (which Dave is allergic to). They live on a lake in Nebraska and when possible, Dave can be found fishing or in the water. David plays the guitar & piano and enjoys singing with Karen. Together they lead worship at their church.