2003 CRA -
Review and Update
 Presented by:
Jack Holzknecht, Pegasus Educational Services, LLC


Materials (only available to registered users)

WHAT?
Most institutions receive a CRA (Community Reinvestment Act) rating of Satisfactory or better. The benefit of high ratings is an increased time period between CRA examinations. CRA efforts tend to get a little lax when the time between examinations is 4 years or more.

This webinar reviews the basic requirements of CRA that apply to both large and small banks and focuses on efforts to maintain or improve performance. It also provides examples of successful (and sometimes unsuccessful) steps taken by institutions to improve CRA ratings.

WHY?
  • This webinar provides easy -to-use tips to improve CRA performance.
  • The Gramm-Leach-Bliley Act increases the importance of maintaining a CRA rating of Satisfactory or better, with new banking powers conditioned on the CRA rating.
  • The manual contains numerous checklists and tables to simplify compliance efforts.
PROGRAM CONTENT
Attendees will thoroughly understand the regulatory requirements for each of the following areas and the necessary steps to maintain or improve performance in each area:
  • Performance tests and standards;
  • Performance ratings;
  • Community development activities;
  • Assessment area delineation;
  • Public file; and
  • Data collection, reporting and disclosure.
WHO?
The program is designed for management of the loan department, compliance officers, marketing staff and auditors. The program is presented at the intermediate level, but includes a review of the basic requirements.

About the speaker:  
Jack Holzknecht
Jack Holzknecht is a principal with Pegasus Educational Services, LLC, a training firm headquartered in Louisville, Kentucky. He is an experienced consultant who has provided training to thousands of bankers and examiners for 22 years. He has the ability to identify the key compliance issues from each regulation. Jack's career began in 1976 as a federal bank examiner. He later headed the form and software and education divisions of a regional consulting company. In that capacity he developed loan and deposit form systems and software. He also developed and presented training programs that were delivered to bankers in 43 states. Jack has been an instructor at compliance schools presented by the Georgia, Iowa, Kentucky, Pennsylvania, Nebraska, New York and Texas bankers associations. He developed and delivered compliance training for the FDIC and OTS for ten years. He is a Certified Regulatory Compliance Manager and a member of the National Speakers Association. He is also a "BOL Guru" and frequently answers compliance questions sent to "Bankers' Threads."

About the seminar:
One registration is required per location. If the complete broadcast is received via the computer the AUDIO and VIDEO COMPONENTS can be connected to an A/V projector to allow multiple participants to view the conference. If the audio portion of the broadcast is received via the telephone the AUDIO portion can be placed on speaker phone to allow multiple participants. Interactive components delivered via Web include slides, online polls and interactive Q&A via chat.

Each registration also comes with one ARCHIVED viewing of the event. This will enable you to participate in the LIVE event as well as train additional staff from the ARCHIVED event.

Handouts will be provided and we welcome questions during and after the seminar, as well as in advance. Questions received after the seminar will be posted on a special Web page for later viewing by seminar attendees.

Contact Information: Billing questions can be directed to Carin Eisenhauer, carin@bankersonline.com. All other questions may be directed to mpetry@bankersonline.com

TEST YOUR SYSTEM: Click below to test receiving the presentation using Windows Media Player.