December 8, 2015 - AML - Monitoring Those High-Risk Customers
Presented by Patricia Cashman
Question - What does an attorney have in common with the convenience store where he buys his gas each week? Or what is the common thread between the local movie theatre and the scrap metal dealer? Answer - They could all be classified as AML high-risk businesses by their financial institutions. That means you'll need to be able to monitor the activity in their accounts. Do you know what's involved? Learn more.
December 10, 2015 - Red Flags for Identity Theft: Frontline Annual Training
Presented by Deborah Crawford
Your institution may lose thousands of dollars if your frontline is not proactive in preventing identity theft. In this program, we will look at the good, the bad and the ugly forms of identification. You will want to use this time to relook at your Customer Identification Program list of identifications and determine if it is up to speed for your market. We will also exam the three types of social security cards issued, ITINS and the new procedures and numbers for ITINs and many other new account opening identification and tax reporting issues. Learn more.
December 15, 2015 - Bankruptcy: Creditor Do's and Don'ts
Presented by Sam Ott
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (the Bankruptcy Code) became effective on October 17, 2005. Over the last ten years, Courts have handed down decisions about the application of many of the most important provisions of the Act. This webinar will focus on what a creditor, namely financial institutions, should DO to protect collateral rights and properly assert claims, as well as what a creditor should NOT DO to avoid the risk of losing rights and claims under the revised law. Learn more.
December 16, 2015 - Overdrafts: Latest Regulatory Feedback, Guidance & Best Practices Webinar
Presented by Jerod Moyer
Is your financial institution up to speed on the latest Regulatory Agencies expectations with respect to overdraft guidance and best practices? If not the Overdrafts: Latest Regulatory Feedback, Guidance and Best Practices Webinar is just the ticket. This Webinar will provide insights on both new and existing regulator expectations with respect to management and oversight of both automated and ad hoc overdraft programs. Overdrafts are a major regulatory hot button. If the terms "Unfair," "Deceptive," or "Abusive" (UDAAP) make you cringe this Webinar is must! Learn more.
December 17, 2015 - Heading in the Right Direction with the New HMDA
Presented by Kathleen Blanchard
We haven't seen changes like this to HMDA in many years.
The new HMDA rules are here, and it will take every moment of the time until the 1/1/2018 effective date to get it right. Get started on developing an understanding the new and changed definitions and coverage rules now. A great deal of work will be needed to end up in the right place on 1/1/2018 but it can be done with proper planning.
The new rules bring major changes in coverage, definitions, and many new reportable pieces of information and will present challenges in gathering and reporting data. It is important to start planning now because this is another major regulatory project.
December 18, 2015 - Opening Business Accounts: CIP, CDD, Assigning Risk and Scripts
Presented by Deborah Crawford
It's a big job to "know your customer" from identification, documents, questions, and risk and to script the account opening process into a fluid on-boarding process. It's likely to become even more complex if and when FinCEN finalizes its proposal for enhancing its customer due diligence requirements. This program will focus on building the process from different types of entities to different types of risk, to help you build in the right questions and steps to make the job efficient and effective. Learn more.
January 6, 2016 - BSA/AML Compliance: Recent Developments and Common Errors
Presented by Ken Golliher
Okay, you are experienced and work diligently at staying current on BSA/AML developments. However, you know you have a training requirement that can't be satisfied with "home study." Good, this is the training session for you. This is our annual update session where Ken delivers a current copy of Pegasus' BSA/AML manual, but focuses his comments only on recent developments and common compliance problems. You and the experienced members of your BSA staff get a detailed manual and the information you need at a cost and in a time frame that have your economics in mind. This update is not suitable for all employees, only those with existing knowledge of BSA/AML compliance specifics. Learn more.
January 14, 2016 - IRAs - Building the Foundation
Presented by Patrice Konarik
Ringing in the New Year brings those resolutions of making one's life better - including financial security. "This is the year I'm going to open an IRA - if I can just find someone who knows how to do it". In these two hours we will familiarize you with the different IRA plan types available and build your confidence to effectively service your IRA customer base. Learn more.
January 21, 2016 - IRA Advanced: Rollovers, Transfers, Beneficiary Payouts - Nothin' To It!!
Presented by Patrice Konarik
The more complicated areas of IRAs are the ones that can tempt you to put in for early retirement - especially because people and industries use the terminology incorrectly._Incorrect terminology leads to incorrect reporting - which leads to mismatches between financial institutions- which results in an automated letter and bill from the IRS computers. It's a chain reaction!!! Learn more.
March 24, 2016 - Writing Compliant Real Estate Evaluations Internally
Presented by Eric Collinsworth
This program focuses on current issues involving the evaluation development and writing process and contains information relevant to those who manage or are involved with the real estate valuation process within a bank. An in-depth discussion of the minimum requirements of an evaluation will be presented as well as a focus on how to support the estimated market value given. A reference manual will be included with resources and a sample evaluation report and review checklist. Learn more.