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December 3, 2014 - Overdrafts: Latest Regulatory Feedback, Guidance & Best Practices Webinar
Presented by David Dickinson and Jerod Moyer
Is your financial institution up to speed on the latest Regulatory Agencies expectations with respect to overdraft guidance and best practices? If not, the "Overdrafts: Latest Regulatory Feedback, Guidance and Best Practices" Webinar is just the ticket. This Webinar will provide insights on both new and existing regulator expectations with respect to management and oversight of both automated and ad hoc overdraft programs. Overdrafts are a major regulatory hot button. If the terms "Unfair," "Deceptive," or "Abusive" (UDAAP) make you cringe this Webinar is must!

December 4, 2014 - Freebies, Bonuses and Contests
Presented by John Burnett and Andy Zavoina
The only thing that stays the same is change. But if you aren't adapting correctly, you expose your bank to regulatory violations. You know that the old Reg Q prohibition on paying interest on demand deposits is gone, and banks can now offer interest-bearing business checking accounts. But it's not time to stop paying attention to the marketing of deposit accounts. There are still plenty of ways that missteps in marketing deposit products can invite examiner concern and give compliance officers regulatory indigestion. BOL Gurus Andy Zavoina and John Burnett will discuss a wide variety of options available in the marketing battle, and ways to avoid the landmines that can be found there.

December 9, 2014 - Bankruptcy: Creditor Do's and Don'ts
Presented by Sam Ott
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (the Bankruptcy Code) became effective on October 17, 2005. Over the last nine years, Courts have handed down decisions about the application of many of the most important provisions of the Act. This webinar will focus on what a creditor, namely financial institutions, should DO to protect collateral rights and properly assert claims, as well as what a creditor should NOT DO to avoid the risk of losing rights and claims under the revised law.

December 10, 2014 - Branch Audits: What Is Going On Out There?
Presented by Patricia Cashman
You set rules and boundaries for your children. Then they go off to college and chuck all of those restrictions out the door before they even get out of the driveway. Is this the way you feel about your branches? There are well-defined policies and procedures that are designed to assure assets are adequately safeguarded, transactions are properly documented and processed, and branch records are adequately maintained. But you have a suspicion that these policies and procedures have been amended or even disregarded by the branches.

Fortunately, there is a way to determine whether your branches are compliant with the vision and rules set out by the parent financial institution - a well crafted and executed branch audit! Now, if only there was such a tool for our college-bound children.

December 11, 2014 - Setting up New Accounts for Trusts
Presented by Mary Beth Guard
The use of trusts for probate avoidance and tax planning has increased significantly in recent years. But there is no standard controlling exactly how an individual trust will operate. That means that bankers need to be able to understand how to determine when a trust must have its own tax ID number and when it can use a grantor's SSN; how to determine whether a revocable trust becomes irrevocable when a grantor/trustee dies; when and how a successor trustee steps in to assume control of the trust, and so much more! This two-hour information-filled presentation will provide you the information you need to handle accounts owned by trusts more confidently and professionally.

December 17, 2014 - Integrated Disclosures - An Implementation Strategy
Presented by Mary Beth Guard and Jack Holzknecht
New provisions in Regulation Z establish requirements for Integrated Disclosures. The new rules are effective August 1, 2015, which leaves plenty of time to complete the implementation process. But implementing the Integrated Disclosure rules is a monumental task and efforts need to begin now. The rules change the content of the disclosures, but also change which transactions are covered, when disclosures must be delivered, who is responsible for preparing the disclosures and much more. The changes impact your policies and procedures, training and auditing, in short, your entire compliance management system. This webinar is designed to help you build a successful strategy for implementing the changes.

December 18, 2014 - Loan Review Best Practices for a Community Bank
Presented by Bob Fritzlan
This webinar is all about what works in a successful loan review function in a community bank, and not in a large bank. You will get information about how to review credits in your community and at your community bank. The seminar is designed to present loan review concepts that can work in your bank, by someone who has seen such practices used in many community banks regardless of size, complexity or regulatory supervision.

December 19, 2014 - PREPAID PRODUCTS - Understanding the CFPB Proposal
Presented by John Burnett
The Bureau has issued a proposal for substantial new consumer protections for GPR -- General Purpose Reloadable -- cards and other prepaid products. If your bank is issuing or planning to issue any prepaid products, you need to understand what the CFPB has proposed. In this important two-hour presentation, you'll get an analysis of the proposed new consumer protections and how they'll impact prepaid issuers; that will help you understand the direction the CFPB has taken and the points on which you or someone else in your institution may want to comment. You'll also get an overview of other rules already in place that affect prepaid cards.

January 6, 2015 - Business Accounts Documentation and Procedures with Beneficial Ownership
Presented by Deborah Crawford
One, two buckle your shoes...

First, New/Proposed Beneficial Ownership rules will require you to run Customer Identification Programs on beneficial owners on legal entity customers. Second, FATCA rules on documenting foreign financial institution status with W-8BENE effective date is January 1, 2015.

January 6, 2015 - FFIEC Cybersecurity Initiatives and Observations from the 2014 Assessments
Presented by Susan Orr
Recent FFIEC releases have reemphasized bank regulators' concerns over cybersecurity and increasing risks of significant attacks on financial institutions to compromise the wealth of customer personal financial data they hold. In this two-hour presentation, Susan Orr analyzes the most recent FFIEC cybersecurity release to help financial institutions understand their federal regulators expect to see in the institutions' information security programs.

January 15, 2015 - The ABC's of IRAs - The Basic Ingredients
Presented by Patrice Konarik
'Tis the New Year and time to start opening IRAs. It comes up so fast you didn't even realize you needed training until the customers start doing their taxes and want to open IRAs at your financial institution. This seminar is designed to lose that "deer-in-the-headlights" look when they mention those three scary letters -"I-R-A". This 2 hour Webinar is designed to get you through those tough times, raise your comfort level and answer the basic questions of opening and contributing to an IRA plan.

January 22, 2015 - Navigating the Treacherous Waters of IRA Rollovers, Transfers and Beneficiary Payouts
Presented by Patrice Konarik
'Tis the New Year and time to start opening IRAs. It comes up so fast you didn't even realize you needed training until the customers start doing their taxes and want to open IRAs at your financial institution. This seminar is designed to lose that "deer-in-the-headlights" look when they mention those three scary letters -"I-R-A". This 2 hour Webinar is designed to get you through those tough times, raise your comfort level and answer the basic questions of opening and contributing to an IRA plan.

February 10, 2015 - OFAC Compliance in 2014: Latest US Sanctions are the Most Complex Ever! - A Comprehensive Update
Presented by Tim White
Is your OFAC program keeping pace with the current acceleration of changes and increased complexities within the latest sanctions programs enforced by OFAC? The Sectorial Sanction Identification List (SSI) is far more complex than any previous OFAC program. The handling of SSI matches usually requires extensive due diligence on the specific details related to the payments and accounts that are involved (Screening is the easy part of this process). State Department and Treasury officials are talking about increasing the use of these new complex sanctions programs. This is likely our first glimpse of the next generation of sanctions "Smart Sanctions". By all indications sanctions program requirements will continue to be even more arduous.

February 19, 2015 - UDAAP - Auditing for Fairness? Deception? Abuse?
Presented by Patricia Cashman
Similar to an audit of "Fair Lending", an effective UDAAP audit is less about completing a checklist and more about assessing the effectiveness of the financial institution's compliance risk assessment and management program. But scoping and documenting such ethereal procedures can be a significant challenge to even the most seasoned auditor.

Registration Policy
Each registration is valid for a single connection at a specific location within a given financial institution. Multiple people from the same financial institution may view the program within a conference room using the one connection. If there are attendees from different financial institutions attending they must each have a separate registration.

Multiple Location Discounts
Multiple location discounts are offered if a financial institution wishes to access the training program from different branches or other locations. For example, the first registered location cost is $245 and the second is $125. You can calculate the additional cost for each additional location on the registration page by selecting the number of locations you need to register. In order to take advantage of the multiple location discount the registrants must be from the same financial institution domain.

Certificates of Attendance
Certificates of attendance are issued in the name of the registrant. If additional people from the same financial institution are in attendance at the registered location you can request additional certificates after the webinar by emailing Those certificates are only valid for people in attendance at the registered location.